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Rates Effective July 13, 2015

Annual Percentage Yields (APYs) on Money Market Certificates
Minimum Balance to open account $1,000.00
Minimum Balance to obtain APY $0.01
Substantial Penalty for Early Withdrawal
This Rate Table Is Published For Informational Purposes Only. 
Rates Are Subject To Change Without Notice
And Should Be Confirmed Prior To An Investment Decision. 
Fees on these accounts could reduce earnings.

Term APY**
30da 0.05%
91da 0.05%
182da 0.30%
12mo 0.45%
18mo 0.45%
24mo 0.55%
30mo 0.55%
36mo 0.65%
36mo – Option* 0.55%
48mo 1.00%
60mo 1.11%
IRA – 12mo 0.55%

* 36mo-Option CD provides one-time customer option to raise rate to currently posted 36-month CD rate
** Compounded Quarterly